Happy Fall everyone! Fall brings so many wonderful things…cooler temperatures, beautiful scenery, high school sports, and for many of us, hunting.

Fall is a great time to look around your house to see what needs to be fixed or improved. In addition to home purchase and construction loans, we also offer home equity loans to help pay for those improvements you’ve been thinking about. Our loan officers will work with you to make sure the terms fit your lifestyle and budget. It’s one of the many advantages of working with a hometown community bank.  As our lending decisions are made locally, we are able to accommodate a variety of situations.

Fall is also a great time to start thinking about the holidays.  If you opened a Christmas club account last fall, you can expect to receive your check in the mail toward the end of this month.  New accounts for 2025 can be opened after October 25th.  Christmas clubs are a great way to save all year for those holiday expenses that can otherwise be overwhelming.

While we all look forward to all of the outdoor fall activities, don’t let your enjoyment impair your judgement. Whether you are cheering for the local sports teams, working on improvement projects, or enjoying hunting season, please remember to always put safety first.

Sincerely,

Dale G Deiters
President/CEO